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If you are interested in continuing into further or higher education, be that straight from school, college or as a mature student or not, then course detective should be your first port of call. You may find exactly the course for you and furthermore you may be able to apply for student finance, this would be an allowance of up to £13000 per year! Also, your tuition fees would be paid. (View and select your chosen course below, they include full degrees, the campuses are included too). If you are 21+, have been a UK resident for at least 3 years, you don't need any qualifications for some degrees!  
Check the government website Student finance: Eligibility - GOV.UK ( to find out if you are eligible. (If you are eligible for a loan from Student Finance, please remember that England, Ireland, Scotland and Wales all have slightly different procedures but will in essence provide exactly the same finance.) 
This can put your mind at ease when making that decision to study further or to study for the first time in many years. So, here’s a quick run down of what you can expect to receive financially and how you will be expected to pay it back. 
If you are simply seeking a student finance to pay for the course you have chosen to study, then student finance will usually pay the university/college/provider directly. The amount will vary depending on the course and your own personal situation. 
If you are seeking assistance with childcare costs you need to be 20 years old and apply for Learner Support through your course provider. 
The money can then be: 
· paid directly to you, so you won’t need to pay it back, or 
· loaned to you, which means you will have to pay it back, depending on the purpose. 
If you are 19 or under, you might qualify for a Care to Learn grant for help with childcare costs while you’re studying. The fact it is a grant, usually means there is nothing to repay. 
How will you pay back the finance? 
You do not have to pay back any of your finance, until you are earning over £27,295 per annum. Repayments are set at 9% of your income over and above the minimum of £27,295 per annum. For example: 
You earn £32,000 per annum. The amount above the minimum allowable earnings of £27,295 is £4,705. The amount to pay back on your loan is 9% of £4,705 which is £423.45 over the year or £35.29 per month (If you are fully employed and paid via a PAYE system then it will be taken at source). You will be charged interest while you complete your course and until the following April after leaving your course. After which, interest is linked to your earnings. Repayments will stop if you fall below the allowable earnings threshold of £27,295. 
While Course Detective cannot give you any financial advice, they can help you find the right course for you, and they can point you to the right place for assistance with financing that course. Get started today! 
Business & Management 
BA (Hons) Global Business (Business Management) with Foundation Year 
BA (Hons) Business and Enterprise with Foundation Year 
BSc (Hons) Business and Tourism Management degree with Foundation Year 
HNC/HND in Business 
BA (Hons) Business and Management Progression Route (Level 6) 
MA International Business 
Health & Social Care 
BSc (Hons) Health and Social Care with Foundation (4 Years) 
HNC/HND in Healthcare Practice for England 
Education and Training 
Diploma in Education and Training 
Digital Technologies 
HNC/HND in Digital Technologies 
Construction Management 
BSc (Hons) Construction Management with Foundation Year 
HND in Construction (Construction Management) 
Banking & Finance 
BSc (Hons) Accounting & Financial Management 
There are endless subjects available, please enquire with your desired subject choice. 
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